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Pro-Active Restructuring and Reorganization (PARR), hereunder Debt Relief, offer effective measures for viable reconstruction of SMEs/family-owned firms and Basic Infrastructure Activities (BIAs).
In turn - that can facilitate access to more needed financing by Impact Investing - e.g. equity capital and/or impact bonds.
Before July 17, 2021 the European countries shall implement EU Directive 2019-1023 concerning Restructuring, Insolvency, Discharge of Debt.
It is similar to US Chapter 11-rules, which can offer a company protection against its creditors for a period of time decided by a competent specialized court. This implies a breakthrough for the efforts of; www.UNCITRAL.org - to harmonize national legislations on pro-active reconstruction (on the one hand) and bankruptcy (on the other hand). That can help reduce losses of resources and human efforts for business owners/enterprisers and investors.
National implementations benefiting also SMEs, hereunder family-owned firms, will require thorough cross-professional preparations and institutional development in order to become effective tools for reconstruction in the wake of COVID-pandemic and resulting crises.
An era of poor credit extension based on mortgages and other collateral can be over - subject to reform for debt relief.
Look to the Page: "Financial Reform".
The CVN-Approach for Impact Investing has a Role-divided Value Chain by a "No-Group-Structure"
It combines a business- and an open ownership model - providing trustee-/fiduciary activities in the fields of owner-/enterpriser dynamics, including PARR, for the benefit of SMEs in Maritime Regions.
Please look to the Page: "The Value Chain" of Pro-Active Reconstruction. It has a "Pdf" for downloading, which explains:
Comparative analysis of a CVN-Approach for Impact Investing with the Private Equity Fund-model
It reveals that the latter benefits primarily the General Managers, who are performing so-called "Creative Destruction" by applying Other People's Money (OPM). Look to the Page: "Stances on Private Equity" - on the Barbarian Empire of Private Equity. It refers to a 4-four page article in The Economist October 22, 2016. For a historic- and systemic perspective look to a book by Louis Brandeis. 1913. Other People's Money: And How the Bankers Use It.
Digitization & Robotics as well as Green Shifts by general Green Pricing of actual Use of Resources and Technical Standards
These changes will result in the building down of many larger- or mid-sized organizations in both public- and private sector. Relations and networks will prevail, if built on trust. New Regional Basic Infrastructure is much needed - along with New Skills - to avoid mass-unemployment and to create jobs. So-called "Kodak Moments” can be avoided.
Please identify yourself by sending a brief presentation to: steco@bankier.co
You may refer to a website and an adjacent e-mail address + your name and role. Bankier.co can send you briefs on e.g.:
Endowment for Ethics & Enterprise (EEE) promotes initiatives, which work at arm's length to Multi-Role Central Players - e.g. the Single-Role Bankier.co* . EEE can offer impartial information on:
*) The briefs, which Bankier.co and/or EEE choose to send you, presents a focus on the real economy and institutional changes. Bankier.co sheds light on the situation of Small- and Mid-sized Enterprises (SMEs), hereunder family-owned firms, in maritime regions, where needs of owners and investors are similar everywhere. Most SMEs are neither well-established in- nor known as "Names" in media and financial markets. They are therefore underserved by today's Multi-Role Central Players. Most of the financial industry's incumbents are transaction-fee driven. They practice cross-selling strategies stimulated by bonus schemes. To avoid- or reduce abuse of an atomist (read: an individual without influence alone) SMEs can assemble, spread risk and build capacity to facilitate access to equity capital or mezzanine financing by joining a Protection Club. It resembles a Protection & Indemnity (P&I) Club for ship owners. SMEs should experience real financial innovation with social impact - for example affordable access to trustees/fiduciaries as well as independent expertise, who can respectively ready vital dispositions and verify in matters of equity financing, ownership-dilemmas and owner governance - as well as in matters of other investment-/merchant services - always at arm's length to other roles in financial markets.
Note: The Endowment for Ethics & Enterprise (EEE) can assist an Association of Enterprisers, a (new) Protection Club and/or a Market Place in a maritime region – for example an Enterprise-Mart for broadcasting initiatives, needs, etc. - and adjacent access to impartial expertise for verification of initiatives, needs, etc.
In turn - that can facilitate access to more needed financing by Impact Investing - e.g. equity capital and/or impact bonds.
Before July 17, 2021 the European countries shall implement EU Directive 2019-1023 concerning Restructuring, Insolvency, Discharge of Debt.
It is similar to US Chapter 11-rules, which can offer a company protection against its creditors for a period of time decided by a competent specialized court. This implies a breakthrough for the efforts of; www.UNCITRAL.org - to harmonize national legislations on pro-active reconstruction (on the one hand) and bankruptcy (on the other hand). That can help reduce losses of resources and human efforts for business owners/enterprisers and investors.
National implementations benefiting also SMEs, hereunder family-owned firms, will require thorough cross-professional preparations and institutional development in order to become effective tools for reconstruction in the wake of COVID-pandemic and resulting crises.
An era of poor credit extension based on mortgages and other collateral can be over - subject to reform for debt relief.
Look to the Page: "Financial Reform".
The CVN-Approach for Impact Investing has a Role-divided Value Chain by a "No-Group-Structure"
It combines a business- and an open ownership model - providing trustee-/fiduciary activities in the fields of owner-/enterpriser dynamics, including PARR, for the benefit of SMEs in Maritime Regions.
Please look to the Page: "The Value Chain" of Pro-Active Reconstruction. It has a "Pdf" for downloading, which explains:
- Why a New Deal is essential to effective Reconstruction - namely, to reduce bankruptcies and resulting losses of resources and jobs in the wake of pandemic and resulting crises;
- The Urgency of a New Deal and its Strategic Issues;
- A Role-divided Value Chain by a No-Group-Structure for Impact Investing.
- Strategy for a successful Scaling-Up.
Comparative analysis of a CVN-Approach for Impact Investing with the Private Equity Fund-model
It reveals that the latter benefits primarily the General Managers, who are performing so-called "Creative Destruction" by applying Other People's Money (OPM). Look to the Page: "Stances on Private Equity" - on the Barbarian Empire of Private Equity. It refers to a 4-four page article in The Economist October 22, 2016. For a historic- and systemic perspective look to a book by Louis Brandeis. 1913. Other People's Money: And How the Bankers Use It.
Digitization & Robotics as well as Green Shifts by general Green Pricing of actual Use of Resources and Technical Standards
These changes will result in the building down of many larger- or mid-sized organizations in both public- and private sector. Relations and networks will prevail, if built on trust. New Regional Basic Infrastructure is much needed - along with New Skills - to avoid mass-unemployment and to create jobs. So-called "Kodak Moments” can be avoided.
Please identify yourself by sending a brief presentation to: steco@bankier.co
You may refer to a website and an adjacent e-mail address + your name and role. Bankier.co can send you briefs on e.g.:
- Scaling-up of a Collaborative Value Network (CVN) for Impact Investing - with reach beyond the financial economy;
- Restructuring, debt relief (discharge of debt) and insolvency in the wake of a pandemic - similar to US Chapter 11-rules.
Endowment for Ethics & Enterprise (EEE) promotes initiatives, which work at arm's length to Multi-Role Central Players - e.g. the Single-Role Bankier.co* . EEE can offer impartial information on:
- How to co-establish- and/or participate in an innovative Collaborative Value Network (CVN) for Impact Investing for owners/enterprisers and investors in a maritime region. Look to the Page: "Networking in Maritime Regions" and the Page: "Contact Bankier.co"
- Note: Exchange of information is based on an understanding of a Non-Disclosure Agreement (NDA).
*) The briefs, which Bankier.co and/or EEE choose to send you, presents a focus on the real economy and institutional changes. Bankier.co sheds light on the situation of Small- and Mid-sized Enterprises (SMEs), hereunder family-owned firms, in maritime regions, where needs of owners and investors are similar everywhere. Most SMEs are neither well-established in- nor known as "Names" in media and financial markets. They are therefore underserved by today's Multi-Role Central Players. Most of the financial industry's incumbents are transaction-fee driven. They practice cross-selling strategies stimulated by bonus schemes. To avoid- or reduce abuse of an atomist (read: an individual without influence alone) SMEs can assemble, spread risk and build capacity to facilitate access to equity capital or mezzanine financing by joining a Protection Club. It resembles a Protection & Indemnity (P&I) Club for ship owners. SMEs should experience real financial innovation with social impact - for example affordable access to trustees/fiduciaries as well as independent expertise, who can respectively ready vital dispositions and verify in matters of equity financing, ownership-dilemmas and owner governance - as well as in matters of other investment-/merchant services - always at arm's length to other roles in financial markets.
Note: The Endowment for Ethics & Enterprise (EEE) can assist an Association of Enterprisers, a (new) Protection Club and/or a Market Place in a maritime region – for example an Enterprise-Mart for broadcasting initiatives, needs, etc. - and adjacent access to impartial expertise for verification of initiatives, needs, etc.