Focus on the real economy and institutional changes
The financial economy will be catered for by the authorities both during- and after a COVID-pandemic and resulting crises. Why? Because influential macro-economists tend to focus on steering "financial stability". They are often distant to- and lack insight in the real economy and behavior.
In times of crises the authorities are providing central financial players with lots of liquidity - and they require that liquidity is “passed on” resulting in rising debt levels.
But, now threats of inflation and/or stagnation are looming. Warefare in Europe makes things worse - along with lack of real financial innovation with social impact*. Systemic crises and rising energy costs are caused by corporate development in institutions, markets & pricing of resources. Scrutiny is likely to be opposed by influential lobbies of special interests. And that may cause continued systemic crises e.g. in energy- and other resource markets.
*) Illegal favoring of the financial industry’s incumbents may continue, if fair play financial reform and pro-active measures are not implemented. We all risk that the GAP between the financial- and the real economy will widen – and that consolidations and creative destruction by vulture funds will continue to weaken the real economy for the benefit of those seeking high yields - after an era of low interest rates. Look to the Page: "Funds Mgmt. - Stances on Private Equity".
Note: Cross-professional capabilities are needed to assess purpose as well as likely impacts of fair play reforms + adjacent pro-active measures. Bankier.co's secretariat follows closely institutions, markets and pricing of resources as one context.
The time to “rock the boat” is long overdue, because measures for the real economy may become lacking- or faulty for the same reasons as they were before the COVID-outbreak; namely:
His substantiated assertions: "The fear is unmeasureable - and steering of financial stability to prevent crises can be unfortunate - a. o. because every crisis is unique"...
Politicians and authorities should encourage new entrants - giving them a fair chance rather than impeding them. Illegal favoring of incumbents and other special interests must stop. If not, then transparent, deliberative pluralism, ethics & enterprise are undermined.
“Rocking the boat” will imply pro-active measures - for example: Good Governance can be implemented based on democratic values; like, secularity, diversity, gender parity and ecumenism as well as transparent deliberative pluralism, ethics and enterprise
Strategies and Structures for Good Governance must also comprise Independent Pro-Active Commissions (IPACs) – e.g. on real financial reform, cross-professional climate policies - and implementation of general, fair play “Green Pricing” to start processes for improvements by taxing and/or stimulating the use of resources and technical standards. Vital, pro-active measures are:
SMEs without access to equity capital and/or impact bonds - and with high fixed costs - are very vulnerable in times of fluctuations.
Reasons of an Equity Capital-conundrum for SMEs - and a Columbus’ Egg for solving it - are dealt with above.
SMEs, hereunder family-owned firms, of real economies must be catered for, because they stand for more than 80% of GNP in developed nations - and an even larger share of job creation
Therefore, pro-active measures must reach the SMEs, hereunder family-owned firms. That will require Scaling-up of Social Enterprises for Impact Investing - organized as Collaborative Value Networks (CVNs).
Credit-banking and payment services deal effectively with deposits/lending/settlements, while CVN-Approaches for Impact Investing and Land Banking can organize access to trustees and independent expertise to prepare Pro-Active Restructuring and Reorganization (PARR).
CVN-Approaches for Impact Investing, hereunder PARR, should be in demand in the wake of pandemics and resulting crises as well as digitization- and climate-challenges
CVNs can build REACH into the real economies of maritime regions by "No-Group-Structures”, which have a separate business model for impartiality - and an open ownership model for assembly of strengths from many, self-directed Capital Partners. CVN-Approaches for Impact Investing are vital new entrants. They can become “wedges” and "bridges" for general betterments after the COVID-pandemic – supplemented by a general, fair play «Green Pricing», i.e. to stimulate- and/or tax the actual use of resources and technical standards. Taxation of already taxed values can then be phased out. Why? Because, such fiscal-collection hurts enterprise and value creation.
Bankier.co has developed Cases on CVN-Approaches for Impact Investing - for example on how to tackle Hydro-Social Challenges related to Water/Food/Health - as well as Land Banking-techniques for effective Regional Basic Infrastructure and environmental Use of Land - e.g. to protect vulnerable Shorelines.
Market-, Resource- and Transport Geography must be applied holistically to serve Analyses of Basic- and Critical Infrastructure, including Water Stewardship, which is precarious in many places. Assisted by Regional Inter-Modal Transport Analyses (RIMTA) and Green Pricing one can simulate strategic alternatives - as well as transfer to renewables - for the sake of Nature, Climate & Oceans.
Such CVN-Approaches for Impact Investing and Land Banking can be promoted by Decentralized Autonomous Organizations (DAOs) - and become pro-active measures for Decentralized Finance (DeFi) - e.g. by Cyber-secure FINTECH.
The financial economy will be catered for by the authorities both during- and after a COVID-pandemic and resulting crises. Why? Because influential macro-economists tend to focus on steering "financial stability". They are often distant to- and lack insight in the real economy and behavior.
In times of crises the authorities are providing central financial players with lots of liquidity - and they require that liquidity is “passed on” resulting in rising debt levels.
But, now threats of inflation and/or stagnation are looming. Warefare in Europe makes things worse - along with lack of real financial innovation with social impact*. Systemic crises and rising energy costs are caused by corporate development in institutions, markets & pricing of resources. Scrutiny is likely to be opposed by influential lobbies of special interests. And that may cause continued systemic crises e.g. in energy- and other resource markets.
*) Illegal favoring of the financial industry’s incumbents may continue, if fair play financial reform and pro-active measures are not implemented. We all risk that the GAP between the financial- and the real economy will widen – and that consolidations and creative destruction by vulture funds will continue to weaken the real economy for the benefit of those seeking high yields - after an era of low interest rates. Look to the Page: "Funds Mgmt. - Stances on Private Equity".
Note: Cross-professional capabilities are needed to assess purpose as well as likely impacts of fair play reforms + adjacent pro-active measures. Bankier.co's secretariat follows closely institutions, markets and pricing of resources as one context.
The time to “rock the boat” is long overdue, because measures for the real economy may become lacking- or faulty for the same reasons as they were before the COVID-outbreak; namely:
- Corporatism, which benefits those with “imperium”; i.e. the power of a position. Neither the influential special interests of the private- and public sector - nor cross-selling strategies stimulated by give-up commissions and internal bonus schemes - have not been monitored by independent pro-active governing bodies;
- The participants of the real economy are Small- and Mid-sized Enterprises (SMEs), Municipalities and Households, which are not “Names” in media and markets - they are increasingly underserved by incumbents of the financial economy, who slash the number of competent case-handlers and digitalize by Customer Relations Management (CRM)-systems;
- The insularity of politicians, their advisors and lobbyists of special interests - many apply the same language-, methodology- and statistics - provided by macro-economists with distance to- and little insight into the real economy and behavior.
His substantiated assertions: "The fear is unmeasureable - and steering of financial stability to prevent crises can be unfortunate - a. o. because every crisis is unique"...
Politicians and authorities should encourage new entrants - giving them a fair chance rather than impeding them. Illegal favoring of incumbents and other special interests must stop. If not, then transparent, deliberative pluralism, ethics & enterprise are undermined.
“Rocking the boat” will imply pro-active measures - for example: Good Governance can be implemented based on democratic values; like, secularity, diversity, gender parity and ecumenism as well as transparent deliberative pluralism, ethics and enterprise
Strategies and Structures for Good Governance must also comprise Independent Pro-Active Commissions (IPACs) – e.g. on real financial reform, cross-professional climate policies - and implementation of general, fair play “Green Pricing” to start processes for improvements by taxing and/or stimulating the use of resources and technical standards. Vital, pro-active measures are:
- Comparative analyses of institutional development must be carried through - to understand consequences of transaction price-levels a. o. for enterprise and predictability. Cf. www.coase.org. Pro-active measures of institutional development to achieve positive social impacts have to be implemented in order to break with elite-circulation/collusion and fragmentation of decision making benefiting special interests – causing loss of resources and disintegration;
- Real financial reform must be carried through - by National Independent Pro-Active Commissions (IPACs) on the Financial Markets - to address: A) The financial structure, which must be effective also for the real economy; B) Role-divided financial value chains to avoid cross-selling strategies stimulated by internal bonus schemes; C) Financial innovation with social impact benefiting SMEs of the real economies and job creation;
- Nations must rebuild networks- and competencies for investment-/merchant activities – focusing on maritime regions, where needs of owners/enterprisers and investors are similar everywhere. For example: Nations can serve as catalysts of Social Enterprises for Impact Investing – organized as Collaborative Value Networks (CVNs).
SMEs without access to equity capital and/or impact bonds - and with high fixed costs - are very vulnerable in times of fluctuations.
Reasons of an Equity Capital-conundrum for SMEs - and a Columbus’ Egg for solving it - are dealt with above.
SMEs, hereunder family-owned firms, of real economies must be catered for, because they stand for more than 80% of GNP in developed nations - and an even larger share of job creation
Therefore, pro-active measures must reach the SMEs, hereunder family-owned firms. That will require Scaling-up of Social Enterprises for Impact Investing - organized as Collaborative Value Networks (CVNs).
Credit-banking and payment services deal effectively with deposits/lending/settlements, while CVN-Approaches for Impact Investing and Land Banking can organize access to trustees and independent expertise to prepare Pro-Active Restructuring and Reorganization (PARR).
CVN-Approaches for Impact Investing, hereunder PARR, should be in demand in the wake of pandemics and resulting crises as well as digitization- and climate-challenges
CVNs can build REACH into the real economies of maritime regions by "No-Group-Structures”, which have a separate business model for impartiality - and an open ownership model for assembly of strengths from many, self-directed Capital Partners. CVN-Approaches for Impact Investing are vital new entrants. They can become “wedges” and "bridges" for general betterments after the COVID-pandemic – supplemented by a general, fair play «Green Pricing», i.e. to stimulate- and/or tax the actual use of resources and technical standards. Taxation of already taxed values can then be phased out. Why? Because, such fiscal-collection hurts enterprise and value creation.
Bankier.co has developed Cases on CVN-Approaches for Impact Investing - for example on how to tackle Hydro-Social Challenges related to Water/Food/Health - as well as Land Banking-techniques for effective Regional Basic Infrastructure and environmental Use of Land - e.g. to protect vulnerable Shorelines.
Market-, Resource- and Transport Geography must be applied holistically to serve Analyses of Basic- and Critical Infrastructure, including Water Stewardship, which is precarious in many places. Assisted by Regional Inter-Modal Transport Analyses (RIMTA) and Green Pricing one can simulate strategic alternatives - as well as transfer to renewables - for the sake of Nature, Climate & Oceans.
Such CVN-Approaches for Impact Investing and Land Banking can be promoted by Decentralized Autonomous Organizations (DAOs) - and become pro-active measures for Decentralized Finance (DeFi) - e.g. by Cyber-secure FINTECH.