A Consortium of Alliances - acting individually and together as Catalysts
Profiles of a Consortium can choose Co-opetition* to achieve financial innovation with social impact.
They can contribute to the Scaling-up of a Social Enterprise for Impact Investing - organized as a Collaborative Value Network (CVN). They are - for example:
Note: There are precedents for Social Enterprises in Credit Banking and Insurance - but, not in Impact Investing financed by Equity-Capital. To solve that Conundrum requires a Collaborative Value Network (CVN)-Approach. Look to the Page: "A Columbus' Egg".
Due to the "No-Group-Structure" of the CVN-Approach - it will NOT become an initiative listed on a Stock-Exchange. Instead, a CVN will rely on mutual, voluntary developments of Enterpriser-Marts for Broadcasting Initiatives, Needs, etc. - verified by independent expertise or not.
Therefore, a CVN-Approach for Impact Investing will remain financed by equity-capital from a majority of Capital Partners (see more details below) - and other participations linked to-, monitored- and regulated by individual Master Accounts of Stakeholders - according to a general risk-spreading policy.
A Consortium of Alliances holds negative control in the InvestCo of the Creditas-Initiative** by vote-rich A-shares.
Wanted Alliance-profiles can become Catalysts of a Collaborative Value Network (CVN) for Impact Investing - to build REACH into the Real Economies of Maritime Regions. They will not be required to consolidate - due a shared negative control - and they will benefit from a future news about efforts for social enterprise by impact investing.
In other words - wanted Alliance-profiles can contribute to real improvements in maritime regions + their hinterlands. Needs of owners/enterprisers and investors are similar everywhere - especially in maritime regions, where most people of this World live and work.. Note: Alliances choosing co-opetition as catalysts of impact investing can benefit customers and customers' customers.
*) Coopetition means that alliances choose to compete and cooperate at the same time - for example by joining forces in a Social Enterprise for Impact Investing - organized as a Collaborative Value Network (CVN) - boosted by FINTECH;
**) The Creditas-Initiative consists of the CVN’s Investment Company (InvestCo), Restru-Reorg AS/Ltd., and Protection Club Invest-Banc for self-directed Capital Partners and other Stakeholders, who choose to become members.
The concept of co-opetition, i.e. alliances choosing cooperation to achieve innovation, is at odds with
many people's competitive thinking as a driving force to create advantages...
That can make it difficult to win acceptance of a new, innovative initiative, which requires co-opetition.
Moreover – many are linked to existing dominant market players – read: The Incumbents.
Influence and power are assigned to- and vested in existing institutions, networks and practices.
These facts must be met and tackled in order to achieve a successful acceptance/-breakthrough.
“Otherwise, one may think reaching a top – only to discover - it is not there". In that context - look to Optional Reading below on Bankier.co's history since 1988.
But, alliances can also choose co-opetition to achieve innovation benefiting customers and customers' customers.
Regional Network Partners (RNPs) of a CVN for Impact Investing
They organize competent trustees/fiduciaries in the fields of pro-active restructuring, equity capital-financing, ownership dilemmas and owner-governance. Cf. the "Wedges" of the CVN-Approach below.
Like the above-mentioned Consortium of Alliances they will also hold jointly negative control of the InvestCo - and operational control under the auspices of- and monitored by the CVN's Protector.
The Self-directed Capital Partners become the future majority owners of the CVN. Why?
Because, the CVN has an open ownership-model.
Capital Partners choose to hold vote-weak B-shares - to attain access to the competent trustees/fiduciaries organized by the RNPs. Then, they can make use of a right - but, not an obligation - to become members of a Protection Club for systematic Spreading of Risk.
Look to the "Bridging-functions" of the CVN-Approach below - for more details.
Bankier.co*** is a Promoter- and a Protector of CVN-Approaches for Impact Investing
Bankier.co promotes a "No-Group-Structure", which combines a business- and an open ownership model. It is a CVN-Approach for Impact Investing. The initiators of Bankier.co has formulated a Letter of Intent (LoI) directed to all stakeholders; i.e. Alliances, Regional Network Partners (RNPs) and Capital Partners. It serves as the shared Owners’ Agreement. In the role of Protector - Bankier.co monitors- and balances relations between the different stakeholders based on the LoI. The LoI also defines why-, when- and how a change of Protector is carried through.
***) Bankier.co is the internet domain and brand of Bankierhuset S.T.Evensen & Co LLP (Steco) and Bankierhuset AS/Ltd., a Captive Company. They are supported at arm’s length by Endowment for Ethics & Enterprise (EEE).
A Collaborative Value Network (CVN) for effective Impact Investing
As already mentioned on the Home-Page of Bankier.co - this site describes a Social Enterprise for Impact Investing - organized by an CVN-Approach, which combines a role-divided Business Model with an Open Ownership Model.
Bankier.co participated in HBS.edu New Venture Competition (NVC) 2017 with its innovative entrant:
“A Social Enterprise for Impact Investing – organized as a CVN”.
Bankier.co submitted an improved entry in HBS.edu NVC early 2023:
"A Social Enterprise for Impact Investing - organized as a CVN - boosted by FINTECH".
The CVN-Approach has "Bridging Functions" between Enterprise and Wealth – and "Wedges" to separate the Roles of Markets.
On the CVN's "Bridging Functions":
They are an InvestCo for the CVN's Stakeholders (Restru-Reorg Ltd.) and a Protection Club Invest-Banc for Stakeholders. Future majority owners of the CVN are Capital Partners, who choose to invest in the vote-weak B-shares of InvestCo. They have a right, but not an obligation, to become members of the Protection Club for assembling strengths and spreading risk. Their ad hoc self-directed participations are registered in Individual Master Accounts, which applies Blockchain Exchange Technology**** - a method of recording information that makes it impossible or difficult for the system to be changed, hacked, or manipulated.
****) A blockchain is a distributed ledger that duplicates and distributes transactions across the network of computers participating in the blockchain.
In future there will be Enterpriser-Marts in different Language Zones for Broadcasting Initiatives, Needs, etc. - promoted by Endowment for Ethics & Enterprise (EEE).
On the CVN’s "Wedges":
They are single-role confidants and trustees/fiduciaries - organized by Regional Network Partners (RNPs). Like the CVN's Alliances - the RNPs also hold negative control in Restru-Reorg Ltd. by vote-rich A-shares.
As Regional-franchisees of the CVN - the RNPs are monitored by Bankier.co as a Protector. They can offer Pro-Active Restructuring and Reorganization (PARR)-expertise.
Cf. the next Page on "Restructuring & Reorganization" - in line with EU- and other Regulations on Reconstruction - to offer the future of viable activities a better chance.
A general advice by experienced trustees/fiduciaries: Take a step back - to reflect on ownership and governance.
That decision can open up to deliberations with a confidant. The CVN’s RNPs can prepare- and/or ready vital dispositions - e.g. help restructure pro-actively in the role of trustees/fiduciaries - separate from other roles of the market(s). More details follow below.
OPTIONAL READING
On a Role-divided Value Chain by a "No-Group-Structure" for effective Impact Investing
As already mentioned - a Regional Network Partner (RNP) of the CVN-Approach for Impact Investing offers access to a confidant or a trustee/fiduciary. S/he keeps other roles in the market apart - and is only paid by an established relation. S/he performs at arm's length to other roles in markets like lawyers, auditors, insurers, banks, brokers, fund managers - as well as at Arm's Length to politicians, regulators, case handlers in charge of governance-issues - and NGOs / other special interests / lobbies.
Bankier.co promotes the Creditas-Initiative, which consists of several CVN-Approaches for Impact Investing.
Each CVN-Approach has "bridging-function(s)" for assembling strengths from many, spreading their risk and building capacities to facilitate effective carry through of e.g. pro-active restructuring and/or equity capital formation. Every CVN-Approach focuses on uncontested market space - to make competition irrelevant. An Outline of Regional Summits- and inter-linked versions of a Case on the Power of Collaboration are available. Any of these versions can serve discussions on Scaling-Up of the CVN-Approaches for Impact Investing with REACH into the real economies of maritime regions and their hinterlands.
An Outline of Regional Summits as well as s Case on Scaling-up of CVN-Approach(es) for Impact Investing can be found in the textbook: S.T.Evensen. 2018. The Altruistic Gene. Xlibris.com.
More details follow below on Bankier.co and its Creditas-Initiative's CVN-Approaches for Impact Investing, which focus on maritime regions, where needs of owners and investors are similar everywhere. Look to the Page on Networking in Maritime Regions.
Look also to the Page: "The Value Chain". It has a Pdf for downloading on the role-divided Value Chain by a No-Group-Structure for Impact Investing.
Profiles of a Consortium can choose Co-opetition* to achieve financial innovation with social impact.
They can contribute to the Scaling-up of a Social Enterprise for Impact Investing - organized as a Collaborative Value Network (CVN). They are - for example:
- A Public Catalyst of Impact Investing in a leading maritime center, which recognize the need to build REACH beyond the financial economy;
- A Program for Talents' Action Learning/Vocational Training + Case-writing - backed by Emeriti of Academia and an Intl. Vocational Service Organization with Members of both Private- and Public Sector;
- An Industrial Benefactor and/or a successful Enterpriser, whose altruistic purpose is to benefit the livelihoods of others;
- A Logistics-company applying Regional Inter-Modal Transport Analyses (RIMTA) for simulation of alternative use of resources and technical standards in maritime regions;
- A Global Industrial in Water/Food/Health, which want Impact Investing with REACH into the real economies of maritime regions, where needs of owners/enterprisers and investors are similar everywhere;
- A Web-/Telecom-/IT Provider with Fintech-expertise, which can contribute to cyber-security - a. o. by keeping payments/settlements at arm’s length;
- An Engineering-/Systems Group involved in Basic- and Critical Infrastructure Developments - with access to independent, licensed Classification-/Verification-expertise;
- A Social Enterprise in Insurance & Banking with a licensed Asset Mgmt.-arm, which can serve a Flanker Bank-Fintech Initiative – like a CVN-Approach for Impact Investing.
Note: There are precedents for Social Enterprises in Credit Banking and Insurance - but, not in Impact Investing financed by Equity-Capital. To solve that Conundrum requires a Collaborative Value Network (CVN)-Approach. Look to the Page: "A Columbus' Egg".
Due to the "No-Group-Structure" of the CVN-Approach - it will NOT become an initiative listed on a Stock-Exchange. Instead, a CVN will rely on mutual, voluntary developments of Enterpriser-Marts for Broadcasting Initiatives, Needs, etc. - verified by independent expertise or not.
Therefore, a CVN-Approach for Impact Investing will remain financed by equity-capital from a majority of Capital Partners (see more details below) - and other participations linked to-, monitored- and regulated by individual Master Accounts of Stakeholders - according to a general risk-spreading policy.
A Consortium of Alliances holds negative control in the InvestCo of the Creditas-Initiative** by vote-rich A-shares.
Wanted Alliance-profiles can become Catalysts of a Collaborative Value Network (CVN) for Impact Investing - to build REACH into the Real Economies of Maritime Regions. They will not be required to consolidate - due a shared negative control - and they will benefit from a future news about efforts for social enterprise by impact investing.
In other words - wanted Alliance-profiles can contribute to real improvements in maritime regions + their hinterlands. Needs of owners/enterprisers and investors are similar everywhere - especially in maritime regions, where most people of this World live and work.. Note: Alliances choosing co-opetition as catalysts of impact investing can benefit customers and customers' customers.
*) Coopetition means that alliances choose to compete and cooperate at the same time - for example by joining forces in a Social Enterprise for Impact Investing - organized as a Collaborative Value Network (CVN) - boosted by FINTECH;
**) The Creditas-Initiative consists of the CVN’s Investment Company (InvestCo), Restru-Reorg AS/Ltd., and Protection Club Invest-Banc for self-directed Capital Partners and other Stakeholders, who choose to become members.
The concept of co-opetition, i.e. alliances choosing cooperation to achieve innovation, is at odds with
many people's competitive thinking as a driving force to create advantages...
That can make it difficult to win acceptance of a new, innovative initiative, which requires co-opetition.
Moreover – many are linked to existing dominant market players – read: The Incumbents.
Influence and power are assigned to- and vested in existing institutions, networks and practices.
These facts must be met and tackled in order to achieve a successful acceptance/-breakthrough.
“Otherwise, one may think reaching a top – only to discover - it is not there". In that context - look to Optional Reading below on Bankier.co's history since 1988.
But, alliances can also choose co-opetition to achieve innovation benefiting customers and customers' customers.
Regional Network Partners (RNPs) of a CVN for Impact Investing
They organize competent trustees/fiduciaries in the fields of pro-active restructuring, equity capital-financing, ownership dilemmas and owner-governance. Cf. the "Wedges" of the CVN-Approach below.
Like the above-mentioned Consortium of Alliances they will also hold jointly negative control of the InvestCo - and operational control under the auspices of- and monitored by the CVN's Protector.
The Self-directed Capital Partners become the future majority owners of the CVN. Why?
Because, the CVN has an open ownership-model.
Capital Partners choose to hold vote-weak B-shares - to attain access to the competent trustees/fiduciaries organized by the RNPs. Then, they can make use of a right - but, not an obligation - to become members of a Protection Club for systematic Spreading of Risk.
Look to the "Bridging-functions" of the CVN-Approach below - for more details.
Bankier.co*** is a Promoter- and a Protector of CVN-Approaches for Impact Investing
Bankier.co promotes a "No-Group-Structure", which combines a business- and an open ownership model. It is a CVN-Approach for Impact Investing. The initiators of Bankier.co has formulated a Letter of Intent (LoI) directed to all stakeholders; i.e. Alliances, Regional Network Partners (RNPs) and Capital Partners. It serves as the shared Owners’ Agreement. In the role of Protector - Bankier.co monitors- and balances relations between the different stakeholders based on the LoI. The LoI also defines why-, when- and how a change of Protector is carried through.
***) Bankier.co is the internet domain and brand of Bankierhuset S.T.Evensen & Co LLP (Steco) and Bankierhuset AS/Ltd., a Captive Company. They are supported at arm’s length by Endowment for Ethics & Enterprise (EEE).
A Collaborative Value Network (CVN) for effective Impact Investing
As already mentioned on the Home-Page of Bankier.co - this site describes a Social Enterprise for Impact Investing - organized by an CVN-Approach, which combines a role-divided Business Model with an Open Ownership Model.
Bankier.co participated in HBS.edu New Venture Competition (NVC) 2017 with its innovative entrant:
“A Social Enterprise for Impact Investing – organized as a CVN”.
Bankier.co submitted an improved entry in HBS.edu NVC early 2023:
"A Social Enterprise for Impact Investing - organized as a CVN - boosted by FINTECH".
The CVN-Approach has "Bridging Functions" between Enterprise and Wealth – and "Wedges" to separate the Roles of Markets.
On the CVN's "Bridging Functions":
They are an InvestCo for the CVN's Stakeholders (Restru-Reorg Ltd.) and a Protection Club Invest-Banc for Stakeholders. Future majority owners of the CVN are Capital Partners, who choose to invest in the vote-weak B-shares of InvestCo. They have a right, but not an obligation, to become members of the Protection Club for assembling strengths and spreading risk. Their ad hoc self-directed participations are registered in Individual Master Accounts, which applies Blockchain Exchange Technology**** - a method of recording information that makes it impossible or difficult for the system to be changed, hacked, or manipulated.
****) A blockchain is a distributed ledger that duplicates and distributes transactions across the network of computers participating in the blockchain.
In future there will be Enterpriser-Marts in different Language Zones for Broadcasting Initiatives, Needs, etc. - promoted by Endowment for Ethics & Enterprise (EEE).
On the CVN’s "Wedges":
They are single-role confidants and trustees/fiduciaries - organized by Regional Network Partners (RNPs). Like the CVN's Alliances - the RNPs also hold negative control in Restru-Reorg Ltd. by vote-rich A-shares.
As Regional-franchisees of the CVN - the RNPs are monitored by Bankier.co as a Protector. They can offer Pro-Active Restructuring and Reorganization (PARR)-expertise.
Cf. the next Page on "Restructuring & Reorganization" - in line with EU- and other Regulations on Reconstruction - to offer the future of viable activities a better chance.
A general advice by experienced trustees/fiduciaries: Take a step back - to reflect on ownership and governance.
That decision can open up to deliberations with a confidant. The CVN’s RNPs can prepare- and/or ready vital dispositions - e.g. help restructure pro-actively in the role of trustees/fiduciaries - separate from other roles of the market(s). More details follow below.
OPTIONAL READING
On a Role-divided Value Chain by a "No-Group-Structure" for effective Impact Investing
As already mentioned - a Regional Network Partner (RNP) of the CVN-Approach for Impact Investing offers access to a confidant or a trustee/fiduciary. S/he keeps other roles in the market apart - and is only paid by an established relation. S/he performs at arm's length to other roles in markets like lawyers, auditors, insurers, banks, brokers, fund managers - as well as at Arm's Length to politicians, regulators, case handlers in charge of governance-issues - and NGOs / other special interests / lobbies.
Bankier.co promotes the Creditas-Initiative, which consists of several CVN-Approaches for Impact Investing.
Each CVN-Approach has "bridging-function(s)" for assembling strengths from many, spreading their risk and building capacities to facilitate effective carry through of e.g. pro-active restructuring and/or equity capital formation. Every CVN-Approach focuses on uncontested market space - to make competition irrelevant. An Outline of Regional Summits- and inter-linked versions of a Case on the Power of Collaboration are available. Any of these versions can serve discussions on Scaling-Up of the CVN-Approaches for Impact Investing with REACH into the real economies of maritime regions and their hinterlands.
An Outline of Regional Summits as well as s Case on Scaling-up of CVN-Approach(es) for Impact Investing can be found in the textbook: S.T.Evensen. 2018. The Altruistic Gene. Xlibris.com.
More details follow below on Bankier.co and its Creditas-Initiative's CVN-Approaches for Impact Investing, which focus on maritime regions, where needs of owners and investors are similar everywhere. Look to the Page on Networking in Maritime Regions.
Look also to the Page: "The Value Chain". It has a Pdf for downloading on the role-divided Value Chain by a No-Group-Structure for Impact Investing.