Contact Bankier.co
Bankier.co is the internet domain and brand of Bankierhuset S.T.Evensen & Co DA/LLP (Steco) and Bankierhuset AS/Ltd.
Steco was established 1988 in Oslo, Norway. It represents access to trustees/fiduciaries organized by Regional Network Partners (RNPs) of the Creditas-initiative in 12-twelve future maritime regions Worldwide.
Cf. the above Pages: "Restructuring & Reorganization" and "Networking in Maritime Regions".
Bankier.co promotes a Social Enterprise for Impact Investing - organized as a Collaborative Value Network (CVN - according to a Letter of Intent (LoI) directed to existing and potential stakeholders - serving as an Owners' Agreement.
Potential Alliances are welcome to dialogue as needed Catalysts for a successful Scaling-Up
A presentation: "Effective Impact Investing - a Systemic Overview" exists for the purpose - along with other information on the essentials of the initiative.
Scaling-up of the CVN-Approach for Impact Investing by Coopetition of Alliances can result in real Financial Innovation with Social Impact - as well as Reach beyond the Financial Economy.
Regional Summits on the Power of Collaboration will be arranged jointly with Alliances/Catalysts and potential Regional Network Partners (RNPs) according to a shared Outline.
Please contact the Secretariat: [email protected]
The CVN-Approach for Impact Investing can be applied to vital areas of the real economy such as e.g.:
We hereby repeat - please note:
The CVN-Approach has an Open Ownership Structure for future Majority-stakeholders; namely, the Self-directed Capital Partners, who choose to assemble by holding vote-weak B-shares - and to spread risk. They get access to competent trustees / fiduciaries - organized by Regional Network Partners (RNPs) - and focus on Impact Investing outside the transaction-fee driven financial markets. This implies that Self-directed Capital Partners can help shield Portfolios of Unlisted Participations in SMEs in the CVN's Protection Club Invest-Banc - for example until sustainability and viability are improved - and marketability can be achieved. Look to Page "Financial Models for Value Creation - a Comparative Analysis of Crowdfunding vs. a Social Enterprise for Impact Investing - organized as a Collaborative Value Network (CVN)".
Identify yourself by sending a brief presentation to the secretariat: [email protected]
You may refer to a website and an adjacent e-mail address + your name and role.
In return Bankier.co can send you briefs on request - e.g.:
An above-mentioned "Letter of Intent" is directed to potential stakeholders. It will serve as an Owners' Agreement transparent to all stakeholders - at all times.
Another brief reminder:
The CVN-Approach for Impact Investing in Maritime Regions has a "No-Group-Structure", which is explained above by the Matrix on Page: "Impact Analyses + Restructuring & Reorganization".
It is also described on the Page: "A Columbus' Egg" to Impact Investing - and on the Page: "The Value Chain of Reconstruction", which has a Pdf-file for downloading.
Potential stakeholders of the CVN-Approach are:
The Creditas-initiative (the left side of the No-Group-Structure) operates at arm's length to Bankier.co + EEE (the right side of the structure) - and vice versa.
Creditas' "InvestCo" is Restru-Reorg AS/Ltd. for Capital Partners and other key stakeholders (Alliances/Catalysts, RNPs and Bankier.co). They all have a right - but not an obligation - to become self-directed members of Protection Club Invest-Banc - for assembling strengths, spreading risk and building capacities to facilitate e.g. pro-active restructuring and/or access to intermediate capital.
Note: Self-directed Capital Partners are the future majority owners of Restru-Reorg AS/Ltd by choosing to hold vote-weak B-shares. As such they benefit from access to competent trustees of future RNPs.
As members of Protection Club Invest-Banc they assemble-, hold- and shield participations in Unlisted SMEs until by mutual efforts and consent they can become negotiable.
S.T.Evensen (in the photo below) is the managing partner of Bankierhuset Steco LLP.
He combines development activities and writing of Cases/Books. He is as a Google Book Search Partner.
Look to books by S.T.Evensen on pluralism, ethics and enterprise:
S.T.Evensen. 1981. Economic Co-responsibility: A Dividing Line in Politics. Cappelen/Bonnier - on shareholder activism by ethics and enterprise;
S.T.Evensen. 2006. Director from the Outside: Good Governance inspired by Democratic Values. Xlibris.com;
S.T.Evensen. 2016. Nordic Model Analyses: Stances on Syndromes vs. Scenarios. Xlibris.com;
S.T.Evensen. 2018. The Altruistic Gene - Revisited: About Actions, Events and Impacts. Xlibris.com.
It is book 3 of the Altruistic Gene-trilogy 1993-2018. More details under the Storyboard below.
S.T.Evensen. 2024. Jerusalem and a shared Corridor to the Sea under UN auspices. A Vision for Access to a Global Cultural Heritage Site for all Creeds and Resolve for future Peace in the Levant.
An entry to HBS.edu New Venture Competition (NVC)* and NVC Tough Tech Prize re: Climate Tech- and Fintech.
*) The HBS.edu NVC-entry 2024 is supported by a Narrative of a Financial Instrument for All; namely, a Collaborative Value Network (CVN)-Approach for Impact Investing. Such a financial instrument is needed in demanding "Cases" like reconstruction of a damaged maritime region - e.g. the Levant, A mandate from the UN General Assembly will be required - subject to a pro-active institutional development of the United Nations (UN) and UNDP.
An adjacent working paper: "Destructive Hegemonies vs. Collaborative Pluralism by Democratic Accountability" underlines the vital role of UN to prevent or deter abuse and evil by rogue members of the UN - as well as destructive hegemonies with UN Veto Power, which may choose to shield rogue members...
Manuscripts in progress:
I. Maritime Regions: Align, Browse, Contain, Defend.
Note: The verbs of the subtitle signify alternative strategies.
Prologue: An introduction to atomists’ collaborative endeavors - to achieve livelihoods based on qualities.
1. Visions driven by Criteria of Good Governance and Value Creation.
2. Financial Groups are more than 35 years old: Consequences of corporate development is corporatism resulting in collusion, network corruption, disintegration, fragmentation, greed, inequality, polarization, populism.
3. Fair Play Reforms and General Policies by Independent Pro-Active Commissions (IPACs).
Green Pricing + Impact Analyses + Restructuring & Reorganization pre-/post Investing.
4. Cases on corporate-/institutional development – e.g. real financial innovation with social impact.
5. Cases on mobilizing local- and regional knowledge and other resources:
7. An assertion: Face China’s “Road & Belt Strategy” by Vocational Training and R&D in Maritime Regions.
Epilogue: Letter to a Head of State - looking into the future.
II. A Land Banking-Case: Build Vision for Coastline Villages near a dominant City - to share Infrastructure and protect Environmental Qualities
The Case is based on experiences like those told in HSST (above). It exemplifies how to recreate-, protect-, maintain- and develop qualities of Coastline Villages. Neighboring City-Government with corporate-orientation should be kept at a distance - if possible. Cities can learn from Concepts of Environmental Villages + "RIMTA"* - to improve qualities of its different City-boroughs/-districts. The Land Banking-Case focuses on shared infrastructure and environmental qualities. Parallel methodology has been developed, which covers how to build Vision and achieve a Positive Development Syndrome - e.g. engage by co-responsibility, mobilize capital & knowledge - and organize a Collaborative Value Network (CVN) for Impact Investing.
*) Apply Regional Inter-Modal Transport Analysis (RIMTA) for simulating alternative strategies re: use of land/ shorelines/ environmental qualities/ other resources - to achieve infrastructure for "a spread centrality" - for improved access to housing, work, schools, etc. - benefiting the atomist = an individual without influence alone. A "Pptx" attached to the Case offers an overview for discussion. The Case + methodology are shared among Regional Network Partners (RNPs) of Bankier.co. Environmental qualities and large savings can be achieved.
III. "HSST = Hear, See, Smell, Taste - and Feel: An Origin of Altruism"
HSST is a tale of a good life in a village by the sea until disrupted by a catastrophe caused by man - followed by man-made changes to the worse. The writing has a personal distance by retelling stories of others - and editing to create reading- and illustrations interesting to young and old.
There are many attractive villages close to coastlines, riverbeds and wetlands – Worldwide. Now they are threatened by climate change as well as human short-sighted activities. These villages are in the frontline of destruction and/or they face symptoms of severe environmental challenges.
All living depends on water stewardship, health of seas and the ocean. Did you know that there are few botanists, who follow the evolution of e.g. underwater marine flora (sea weeds, plants and algae) in order to understand the health of rivers and seas? Most botanists and other life-scientists stay on shore.
HSST: An Origin of Altruism is a narrative of what started an early understanding of:
Bankier.co is the internet domain and brand of Bankierhuset S.T.Evensen & Co DA/LLP (Steco) and Bankierhuset AS/Ltd.
Steco was established 1988 in Oslo, Norway. It represents access to trustees/fiduciaries organized by Regional Network Partners (RNPs) of the Creditas-initiative in 12-twelve future maritime regions Worldwide.
Cf. the above Pages: "Restructuring & Reorganization" and "Networking in Maritime Regions".
Bankier.co promotes a Social Enterprise for Impact Investing - organized as a Collaborative Value Network (CVN - according to a Letter of Intent (LoI) directed to existing and potential stakeholders - serving as an Owners' Agreement.
Potential Alliances are welcome to dialogue as needed Catalysts for a successful Scaling-Up
A presentation: "Effective Impact Investing - a Systemic Overview" exists for the purpose - along with other information on the essentials of the initiative.
Scaling-up of the CVN-Approach for Impact Investing by Coopetition of Alliances can result in real Financial Innovation with Social Impact - as well as Reach beyond the Financial Economy.
Regional Summits on the Power of Collaboration will be arranged jointly with Alliances/Catalysts and potential Regional Network Partners (RNPs) according to a shared Outline.
Please contact the Secretariat: [email protected]
The CVN-Approach for Impact Investing can be applied to vital areas of the real economy such as e.g.:
- Basic Industries vital to people's livelihoods such as Water / Food / Health / Energy / Logistics + Distribution. These industries benefit the real economies of maritime regions + hinterlands. Impact Analyses can be conducted before-, during- and after investments. A Case for discussion exist in S.T.Evensen. The Altruistic Gene - revisited, Xlibris 2018;
- Critical- and Basic Infrastructure - by demanding Impact Analyses and Regional Inter-Modal Transport Analyses (RIMTA) to simulate strategic alternatives based on resource-, transport- and market geography;
- Land Banking - e.g. standing up to corporate players by mobilizing local- and regional knowledge - and capital from many - and/or "liberating" Sea-Shores and River Banks troubled by Acts of Nature and Man -e.g. to reduce consequences of flooding / disasters by pro-actively reshaping-, securing- and creating environmental qualities. Cf. A Land Banking-Case in Progress.
We hereby repeat - please note:
The CVN-Approach has an Open Ownership Structure for future Majority-stakeholders; namely, the Self-directed Capital Partners, who choose to assemble by holding vote-weak B-shares - and to spread risk. They get access to competent trustees / fiduciaries - organized by Regional Network Partners (RNPs) - and focus on Impact Investing outside the transaction-fee driven financial markets. This implies that Self-directed Capital Partners can help shield Portfolios of Unlisted Participations in SMEs in the CVN's Protection Club Invest-Banc - for example until sustainability and viability are improved - and marketability can be achieved. Look to Page "Financial Models for Value Creation - a Comparative Analysis of Crowdfunding vs. a Social Enterprise for Impact Investing - organized as a Collaborative Value Network (CVN)".
Identify yourself by sending a brief presentation to the secretariat: [email protected]
You may refer to a website and an adjacent e-mail address + your name and role.
In return Bankier.co can send you briefs on request - e.g.:
- Addendum to a Letter of Intent (LoI) from Bankier.co directed to other stakeholders in the CVN-Approach for Impact Investing. It offers details on a planned Scaling-Up - Step by Step - to be started by Alliances/ Catalysts - and parallel recruitment of Regional Network Partners (RNPs);
- Narrative of a financial instrument for all - "We/You/I" - and about its origin;
- Essentials of a CVN-Approach for Impact Investing;
- Participations in- and Advantages of Collaborative Value Networks for Impact Investing – why, for whom, how and where?
- 1-2020 An Abstract of a Flanker Bank-Fintech Initiative for Impact Investing;
- 1-2024 Activities, developments and processes to scale-up Bankier.co's initiative - a Collaborative Value Network (CVN) for Impact Investing with reach beyond the financial economy;
- Restructuring, debt relief (discharge of debt) and solvency-measures - in the wake of a pandemic, warfare and resulting crises;
- A Mind Map of transparent deliberative Pluralism, which has been applied in R&D and writing of books based on Cases. See relevant books by S.T.Evensen mentioned below;
- Destructive Hegemonies vs. Collaborative Pluralism by Democratic Accountability - a working paper in progress mentioned below;
- Draft Wikipedia Account of Bankierhuset Steco - underlining its focus on financial reform and maritime regions.
An above-mentioned "Letter of Intent" is directed to potential stakeholders. It will serve as an Owners' Agreement transparent to all stakeholders - at all times.
Another brief reminder:
The CVN-Approach for Impact Investing in Maritime Regions has a "No-Group-Structure", which is explained above by the Matrix on Page: "Impact Analyses + Restructuring & Reorganization".
It is also described on the Page: "A Columbus' Egg" to Impact Investing - and on the Page: "The Value Chain of Reconstruction", which has a Pdf-file for downloading.
Potential stakeholders of the CVN-Approach are:
- Alliance-profiles, who choose coopetition to achieve innovation, can serve as Catalysts for Scaling-Up the CVN-Approach for Impact Investing - for REACH into the real economies of maritime regions;
- Regional Network Partners (RNPs) are franchisees of Bankier.co. RNPs organize a forum for their highly competent trustees. The trustees establish- and serve peer-to-peer relations and/or prepare vital dispositions - e.g. to restructure ownership and/or help arrange coopetition. RNPs monitor their trustees - assisted by Bankier.co as a Protector of CVN-Approach(es) according to Letter of Intent(s) signed by all stakeholders;
- Limited Partners hold Impact Bonds, which may be convertible in Vote-weak B-shares. If so then investors join the ranks of Self-directed Capital Partners;
- Self-directed Capital Partners are the wanted, future Majority-Owners - and members of Protection Club Invest-Banc - a. o. for shielding participations in Unlisted SMEs;
- Bankier.co - Bankierhuset Steco LLP, Bankierhuset AS/Ltd. (a captive holding company) + Endowment for Ethics & Enterprise (EEE) support CVN-Approach(es) for Impact Investing.
The Creditas-initiative (the left side of the No-Group-Structure) operates at arm's length to Bankier.co + EEE (the right side of the structure) - and vice versa.
Creditas' "InvestCo" is Restru-Reorg AS/Ltd. for Capital Partners and other key stakeholders (Alliances/Catalysts, RNPs and Bankier.co). They all have a right - but not an obligation - to become self-directed members of Protection Club Invest-Banc - for assembling strengths, spreading risk and building capacities to facilitate e.g. pro-active restructuring and/or access to intermediate capital.
Note: Self-directed Capital Partners are the future majority owners of Restru-Reorg AS/Ltd by choosing to hold vote-weak B-shares. As such they benefit from access to competent trustees of future RNPs.
As members of Protection Club Invest-Banc they assemble-, hold- and shield participations in Unlisted SMEs until by mutual efforts and consent they can become negotiable.
S.T.Evensen (in the photo below) is the managing partner of Bankierhuset Steco LLP.
He combines development activities and writing of Cases/Books. He is as a Google Book Search Partner.
Look to books by S.T.Evensen on pluralism, ethics and enterprise:
S.T.Evensen. 1981. Economic Co-responsibility: A Dividing Line in Politics. Cappelen/Bonnier - on shareholder activism by ethics and enterprise;
S.T.Evensen. 2006. Director from the Outside: Good Governance inspired by Democratic Values. Xlibris.com;
S.T.Evensen. 2016. Nordic Model Analyses: Stances on Syndromes vs. Scenarios. Xlibris.com;
S.T.Evensen. 2018. The Altruistic Gene - Revisited: About Actions, Events and Impacts. Xlibris.com.
It is book 3 of the Altruistic Gene-trilogy 1993-2018. More details under the Storyboard below.
S.T.Evensen. 2024. Jerusalem and a shared Corridor to the Sea under UN auspices. A Vision for Access to a Global Cultural Heritage Site for all Creeds and Resolve for future Peace in the Levant.
An entry to HBS.edu New Venture Competition (NVC)* and NVC Tough Tech Prize re: Climate Tech- and Fintech.
*) The HBS.edu NVC-entry 2024 is supported by a Narrative of a Financial Instrument for All; namely, a Collaborative Value Network (CVN)-Approach for Impact Investing. Such a financial instrument is needed in demanding "Cases" like reconstruction of a damaged maritime region - e.g. the Levant, A mandate from the UN General Assembly will be required - subject to a pro-active institutional development of the United Nations (UN) and UNDP.
An adjacent working paper: "Destructive Hegemonies vs. Collaborative Pluralism by Democratic Accountability" underlines the vital role of UN to prevent or deter abuse and evil by rogue members of the UN - as well as destructive hegemonies with UN Veto Power, which may choose to shield rogue members...
Manuscripts in progress:
I. Maritime Regions: Align, Browse, Contain, Defend.
Note: The verbs of the subtitle signify alternative strategies.
Prologue: An introduction to atomists’ collaborative endeavors - to achieve livelihoods based on qualities.
1. Visions driven by Criteria of Good Governance and Value Creation.
2. Financial Groups are more than 35 years old: Consequences of corporate development is corporatism resulting in collusion, network corruption, disintegration, fragmentation, greed, inequality, polarization, populism.
3. Fair Play Reforms and General Policies by Independent Pro-Active Commissions (IPACs).
Green Pricing + Impact Analyses + Restructuring & Reorganization pre-/post Investing.
4. Cases on corporate-/institutional development – e.g. real financial innovation with social impact.
5. Cases on mobilizing local- and regional knowledge and other resources:
- Land Banking Case 1: Vision for a Coastline Village in a Maritime Region. Cf. HSST, which follows below;
- Land Banking Case 2: Simulations by Regional Inter-Modal Transport Analyses (RIMTA);
- Land Banking Case 3: Resolve for future Peace in damaged Maritime Regions.
7. An assertion: Face China’s “Road & Belt Strategy” by Vocational Training and R&D in Maritime Regions.
Epilogue: Letter to a Head of State - looking into the future.
II. A Land Banking-Case: Build Vision for Coastline Villages near a dominant City - to share Infrastructure and protect Environmental Qualities
The Case is based on experiences like those told in HSST (above). It exemplifies how to recreate-, protect-, maintain- and develop qualities of Coastline Villages. Neighboring City-Government with corporate-orientation should be kept at a distance - if possible. Cities can learn from Concepts of Environmental Villages + "RIMTA"* - to improve qualities of its different City-boroughs/-districts. The Land Banking-Case focuses on shared infrastructure and environmental qualities. Parallel methodology has been developed, which covers how to build Vision and achieve a Positive Development Syndrome - e.g. engage by co-responsibility, mobilize capital & knowledge - and organize a Collaborative Value Network (CVN) for Impact Investing.
*) Apply Regional Inter-Modal Transport Analysis (RIMTA) for simulating alternative strategies re: use of land/ shorelines/ environmental qualities/ other resources - to achieve infrastructure for "a spread centrality" - for improved access to housing, work, schools, etc. - benefiting the atomist = an individual without influence alone. A "Pptx" attached to the Case offers an overview for discussion. The Case + methodology are shared among Regional Network Partners (RNPs) of Bankier.co. Environmental qualities and large savings can be achieved.
III. "HSST = Hear, See, Smell, Taste - and Feel: An Origin of Altruism"
HSST is a tale of a good life in a village by the sea until disrupted by a catastrophe caused by man - followed by man-made changes to the worse. The writing has a personal distance by retelling stories of others - and editing to create reading- and illustrations interesting to young and old.
There are many attractive villages close to coastlines, riverbeds and wetlands – Worldwide. Now they are threatened by climate change as well as human short-sighted activities. These villages are in the frontline of destruction and/or they face symptoms of severe environmental challenges.
All living depends on water stewardship, health of seas and the ocean. Did you know that there are few botanists, who follow the evolution of e.g. underwater marine flora (sea weeds, plants and algae) in order to understand the health of rivers and seas? Most botanists and other life-scientists stay on shore.
HSST: An Origin of Altruism is a narrative of what started an early understanding of:
- Transfer to renewables by “Green Pricing” based on Independent Impact Analyses (IIA);
- How special interests “cock up” by collusion and fragmentation of decision making.
