Contact Bankier.co
Bankier.co is the internet domain and brand of Bankierhuset S.T.Evensen & Co DA/LLP (Steco) and Bankierhuset AS/Ltd.
Steco was established 1988 in Oslo, Norway. It represents access to trustees/fiduciaries as a Regional Network Partner (RNP) of the Creditas-initiative in 1-one of 12-twelve maritime regions Worldwide.
Bankier.co promotes a Social Enterprise for Impact Investing - organized as a Collaborative Value Network (CVN - according to a Letter of Intent (LoI) directed to existing and potential stakehholders - serving as an Owners' Agreement.
The CVN-Approach for Impact Investing can be applied to vital areas of the real economy such as:
Please identify yourself by sending a brief presentation to the secretariat: steco@bankier.co
You may refer to a website and an adjacent e-mail address + your name and role.
Bankier.co can send you briefs on e.g.:
A brief reminder:
The CVN-Approach for Impact Investing in Maritime Regions has a "No-Group-Structure", which is explained above. It is also described on the Page: "A Columbus' Egg" to Impact Investing - and on the Page: "The Value Chain", which has a Pdf-file for downloading.
Alliance-profiles, who choose coopetition to achieve innovation, serve as Catalysts for Scaling-Up the CVN-Approach for Impact Investing - for REACH into the real economies of maritime regions.
Regional Network Partners (RNPs) are franchisees of Bankier.co, who organize a forum for the RNPs' highly competent trustees. Cf. the above pages on "Alliances, RNPs & Bankier.co", "Restructering and Reorganization" and "Networking in Maritime Regions".
Bankierhuset AS/Ltd. (a captive holding company) + Endowment for Ethics & Enterprise (EEE) support the CVN-Approach(es) at Arm's Length.
Restru-Reorg AS/Ltd. is the Creditas-Initiative's InvestCo for its Capital Partners and other key stakeholders - as well as for self-directed members of Protection Club Invest-Banc, who choose to assemble strengths, spread risk and build capacities to facilitate e.g. pro-active restructuring and/or access to intermediate capital.
Note: Trustees organized by the RNPs serve established peer-to-peer relations. The Purpose: To establish a peer-to-peer relation with a trustee / fiduciary and/or to prepare vital dispositions - e.g. to restructure ownership and/or help arrange coopetition. Please contact the Secretariat: steco@bankier.co
S.T.Evensen (in the photo below) is the managing partner of Bankierhuset Steco LLP.
He combines development activities and writing of Cases/Books. He is as a Google Book Search Partner.
Look to his books on pluralism, ethics and enterprise:
S.T.Evensen. 1981. Economic Co-responsibility: A Dividing Line in Politics. Cappelen/Bonnier - on shareholder activism by ethics and enterprise;
S.T.Evensen. 2006. Director from the Outside: Good Governance inspired by Democratic Values. Xlibris.com;
S.T.Evensen. 2016. Nordic Model Analyses: Stances on Syndromes vs. Scenarios. Xlibris.com;
S.T.Evensen. 2018. The Altruistic Gene - Revisited: About Actions, Events and Impacts. Xlibris.com.
It is book 3 of the Altruistic Gene-trilogy 1993-2018. More details under the Storyboard below.
Writings in progress:
The Multi-Role Financial Group as a business model is 35 years old in Europe
That triggers a need to write about a corporate development and corporatism with unforeseen consequences. Most European countries followed City of London, which deregulated the financial industry in 1987. The main reasons were: To be competitive - and to be able to meet customers' needs effectively in various areas. The argument that cross-selling of services could result in abuse and collusion (due to increased power of financial groups with multiple roles) was not heard - nor that consolidation through acquisitions / mergers would spread to other administrative, corporate areas - as well as social enterprises; e.g. savings banks, mutual insurance companies, credit unions, housing and savings associations, cooperatives.
A financial market-structure, which can reduce the GAP between the financial- and the real economy, is much needed. An excerpt of a working paper on the subject can be found on the Page: "Financial Reform". It deals with 2-two very different categories:
I. Favored, multi-role business models in financial markets - practising cross-selling strategies;
II. Other companies, owners and market participants - not favored and experiencing damages.
"Storyboard of The Altruistic Gene-trilogy" - a Script based on:
The next generation followed up by efforts for good governance. And their two adopted children went in different directions. But, they still work in concert a. o. for a real financial reform - focusing on a Social Enterprise for Impact Investing - organized as a Collaborative Value Network (CVN).
Their parents and their close advisors still help out, while the bard is the visible front of the CVN-initiative. Book 3 has a Case on Scaling-Up a CVN-Approach for Impact Investing - and an Outline of Regional Summits supported by Catalysts of Impact Investing.
"Letter to a Head of State: Looking into the Future"
A Script backed by a Mind Map for Transparent, Deliberative Pluralism - to achieve a. o. impartiality by separation of roles - to avoid collusion and illegal favoring. Such a Mind Map can be applied for analyzing distribution of power* - by the spread of power and adjacent balancing of power.
The Letter is supplemented by a working paper on "Destructive Hegemonies vs. Collaborative Pluralism" - including a "Pptx" on the same subject. A general brief: Examples of topics that concern everyone" is also in progress.
*) Corporate Development in the direction of Corporatism benefits influential special interests - and undermine pluralism by a skewed balance- and/or spread of power. A Senate / a First Chamber of Parliament can appoint Independent Pro-Active Commissions (IPACs) - and become the first to discuss-/deliberate e.g. a Power Probe as a tool for Improvements of Governance by Transparent Deliberative Pluralism. Historic-, systemic- and resource-oriented perspective - and supplementing Cases - will be offered for discussions.
"HSST (Hear, See, Smell, Taste): An Origin of Altruism"
HSST is a tale of a good life in a village by the sea until disrupted by a catastrophe caused by man - followed by man-made changes to the worse.
The writing is done by a personal distance to retell stories of others - and edit to create reading and illustrations interesting to young and old. There are many attractive villages close to coastlines, riverbeds and wetlands – Worldwide. Now they are threatened by climate change as well as human short-sighted activities. These villages are in the frontline of destruction - or they face symptoms of severe environmental challenges.
Did you know that there are few botanists, who follow the evolution of e.g. underwater marine flora of plants and algae in order to understand the health of rivers and seas? But, there are many botanists and other life-scientists on shore.
All living depends on the health of the seas.
HSST: An Origin of Altruism is a narrative of what started an early understanding of:
A Land Banking-Case: Building Vision for Coastline Villages sharing Infrastructure and Qualities
The Case is based on experiences like those told in HSST (above). It exemplifies how to recreate-, protect-, maintain- and develop qualities of Coastline Villages.
Keep neighboring City-Government with corporate-orientation at a distance if possible. Cities can learn from Concepts of Environmental Villages + "RIMTA"** - to improve qualities of its different City-boroughs/ -districts.
Land Banking-Case focuses on shared infrastructure and environmental qualities. Parallel methodology has been developed, which covers how to build Vision and achieve a Positive Development Syndrome - e.g. engage by co-responsibility, mobilize capital & knowledge - and organize a Collaborative Value Network (CVN) for Impact Investing.
**) Apply Regional Inter-Modal Transport Analysis (RIMTA) for simulating alternative strategies re: use of land/ shorelines/ environmental qualities/ other resources - to achieve infrastructure for "a spread centrality" - for improved access to housing, work, schools, etc. - benefiting the atomist = an individual without influence alone. A "Pptx" attached to the Case offers an overview for discussion. The Case + methodology are shared among Regional Network Partners (RNPs) of Bankier.co. Environmental qualities and large savings can be achieved.
Ocean Strategy - Bottom Up - as an Alternative to Corporate Strategy - Top Down
Representatives of maritime regions and their academia should collaborate, because needs of
owners/enterprisers and investors are similar everywhere – especially in maritime regions.
Alas - Amsterdam, Hamburg and London have already established public catalysts for Impact
Investing-initiatives.
For example: Academia and Maritime Centers can jointly shed light on lacking-/faulty activities, functions and roles – to present pro-active measures and initiatives, which can result in:
How do other nations face China’s Road & Belt Strategy?
Should it be done by collaboration between Academia and Chambers of Commerce/Clusters in Maritime Regions?
Can such collaboration result in Vocational Training at University-level by Talents’ Action Learning, which improve- and strengthen relations between maritime regions - for the long run?
Can Social Enterprises for Impact Investing – organized as Collaborative Value Networks (CVNs) - become effective vehicles for financial Innovation – with REACH into the real economies of maritime regions?
Assertion:
Maritime Centers and Academia can- and should focus on basic- and critical infrastructure, vital to the real economies of their own- and other maritime regions - as well as hinterlands.
Why - and how – should be discussed. Bankier.co + the Endowment have already shed light on the topic.
Bankier.co is the internet domain and brand of Bankierhuset S.T.Evensen & Co DA/LLP (Steco) and Bankierhuset AS/Ltd.
Steco was established 1988 in Oslo, Norway. It represents access to trustees/fiduciaries as a Regional Network Partner (RNP) of the Creditas-initiative in 1-one of 12-twelve maritime regions Worldwide.
Bankier.co promotes a Social Enterprise for Impact Investing - organized as a Collaborative Value Network (CVN - according to a Letter of Intent (LoI) directed to existing and potential stakehholders - serving as an Owners' Agreement.
The CVN-Approach for Impact Investing can be applied to vital areas of the real economy such as:
- Basic Industries vital to people's livelihoods such as Water / Food / Health / Energy / Logistics/Trade + Distribution. These industries must benefit also the real economies of maritime regions + hinterlands. Impact Analyses must be conducted before- and after investments;
- Critical- and Basic Infrastructure - by requiring Impact Analyses and Regional Inter-Modal Transport Analyses (RIMTA) - to simulate (strategic) alternatives - a. o. based on resource-, transport- and market geography;
- Land Banking - e.g. standing up to corporate players by mobilizing local- and regional knowledge - and capital from many - and/or "liberating" Sea-Shores and River Banks troubled by Acts of Nature and Man - e.g. to reduce consequences of flooding / disasters by pro-actively reshaping-, securing- and creating environmental qualities. Cf. A Land Banking-Case - under Writings in Progress.
Please identify yourself by sending a brief presentation to the secretariat: steco@bankier.co
You may refer to a website and an adjacent e-mail address + your name and role.
Bankier.co can send you briefs on e.g.:
- Scaling-up of a Collaborative Value Network (CVN) for Impact Investing - with reach beyond the financial economy;
- Restructuring, debt relief (discharge of debt) and solvency-measures - in the wake of a pandemic, war and resulting crises;
- A Mind Map of transparent. deliberative Pluralism, which has been applied in R&D and writing of books based on Cases. See relevant books by S.T.Evensen mentioned below.
A brief reminder:
The CVN-Approach for Impact Investing in Maritime Regions has a "No-Group-Structure", which is explained above. It is also described on the Page: "A Columbus' Egg" to Impact Investing - and on the Page: "The Value Chain", which has a Pdf-file for downloading.
Alliance-profiles, who choose coopetition to achieve innovation, serve as Catalysts for Scaling-Up the CVN-Approach for Impact Investing - for REACH into the real economies of maritime regions.
Regional Network Partners (RNPs) are franchisees of Bankier.co, who organize a forum for the RNPs' highly competent trustees. Cf. the above pages on "Alliances, RNPs & Bankier.co", "Restructering and Reorganization" and "Networking in Maritime Regions".
Bankierhuset AS/Ltd. (a captive holding company) + Endowment for Ethics & Enterprise (EEE) support the CVN-Approach(es) at Arm's Length.
Restru-Reorg AS/Ltd. is the Creditas-Initiative's InvestCo for its Capital Partners and other key stakeholders - as well as for self-directed members of Protection Club Invest-Banc, who choose to assemble strengths, spread risk and build capacities to facilitate e.g. pro-active restructuring and/or access to intermediate capital.
Note: Trustees organized by the RNPs serve established peer-to-peer relations. The Purpose: To establish a peer-to-peer relation with a trustee / fiduciary and/or to prepare vital dispositions - e.g. to restructure ownership and/or help arrange coopetition. Please contact the Secretariat: steco@bankier.co
S.T.Evensen (in the photo below) is the managing partner of Bankierhuset Steco LLP.
He combines development activities and writing of Cases/Books. He is as a Google Book Search Partner.
Look to his books on pluralism, ethics and enterprise:
S.T.Evensen. 1981. Economic Co-responsibility: A Dividing Line in Politics. Cappelen/Bonnier - on shareholder activism by ethics and enterprise;
S.T.Evensen. 2006. Director from the Outside: Good Governance inspired by Democratic Values. Xlibris.com;
S.T.Evensen. 2016. Nordic Model Analyses: Stances on Syndromes vs. Scenarios. Xlibris.com;
S.T.Evensen. 2018. The Altruistic Gene - Revisited: About Actions, Events and Impacts. Xlibris.com.
It is book 3 of the Altruistic Gene-trilogy 1993-2018. More details under the Storyboard below.
Writings in progress:
The Multi-Role Financial Group as a business model is 35 years old in Europe
That triggers a need to write about a corporate development and corporatism with unforeseen consequences. Most European countries followed City of London, which deregulated the financial industry in 1987. The main reasons were: To be competitive - and to be able to meet customers' needs effectively in various areas. The argument that cross-selling of services could result in abuse and collusion (due to increased power of financial groups with multiple roles) was not heard - nor that consolidation through acquisitions / mergers would spread to other administrative, corporate areas - as well as social enterprises; e.g. savings banks, mutual insurance companies, credit unions, housing and savings associations, cooperatives.
A financial market-structure, which can reduce the GAP between the financial- and the real economy, is much needed. An excerpt of a working paper on the subject can be found on the Page: "Financial Reform". It deals with 2-two very different categories:
I. Favored, multi-role business models in financial markets - practising cross-selling strategies;
II. Other companies, owners and market participants - not favored and experiencing damages.
"Storyboard of The Altruistic Gene-trilogy" - a Script based on:
- Book 1: Choosers - happening during a few weeks in Normandy, Paris, Jersey, London - after deregulation of financial markets resulting in corporate collusion.
- Book 2: Challengers - setting up an alternative to collusion by multi-role players (2005) - followed by a first try of Book 3 - Continuity - a fiction.
- Book 3: The Altruistic Gene - Revisited (2018). It replaces the above story on Continuity and tells what really happened.
The next generation followed up by efforts for good governance. And their two adopted children went in different directions. But, they still work in concert a. o. for a real financial reform - focusing on a Social Enterprise for Impact Investing - organized as a Collaborative Value Network (CVN).
Their parents and their close advisors still help out, while the bard is the visible front of the CVN-initiative. Book 3 has a Case on Scaling-Up a CVN-Approach for Impact Investing - and an Outline of Regional Summits supported by Catalysts of Impact Investing.
"Letter to a Head of State: Looking into the Future"
A Script backed by a Mind Map for Transparent, Deliberative Pluralism - to achieve a. o. impartiality by separation of roles - to avoid collusion and illegal favoring. Such a Mind Map can be applied for analyzing distribution of power* - by the spread of power and adjacent balancing of power.
The Letter is supplemented by a working paper on "Destructive Hegemonies vs. Collaborative Pluralism" - including a "Pptx" on the same subject. A general brief: Examples of topics that concern everyone" is also in progress.
*) Corporate Development in the direction of Corporatism benefits influential special interests - and undermine pluralism by a skewed balance- and/or spread of power. A Senate / a First Chamber of Parliament can appoint Independent Pro-Active Commissions (IPACs) - and become the first to discuss-/deliberate e.g. a Power Probe as a tool for Improvements of Governance by Transparent Deliberative Pluralism. Historic-, systemic- and resource-oriented perspective - and supplementing Cases - will be offered for discussions.
"HSST (Hear, See, Smell, Taste): An Origin of Altruism"
HSST is a tale of a good life in a village by the sea until disrupted by a catastrophe caused by man - followed by man-made changes to the worse.
The writing is done by a personal distance to retell stories of others - and edit to create reading and illustrations interesting to young and old. There are many attractive villages close to coastlines, riverbeds and wetlands – Worldwide. Now they are threatened by climate change as well as human short-sighted activities. These villages are in the frontline of destruction - or they face symptoms of severe environmental challenges.
Did you know that there are few botanists, who follow the evolution of e.g. underwater marine flora of plants and algae in order to understand the health of rivers and seas? But, there are many botanists and other life-scientists on shore.
All living depends on the health of the seas.
HSST: An Origin of Altruism is a narrative of what started an early understanding of:
- Transfer to renewables by “Green Pricing” based on Independent Impact Analyses;
- How special interests “cock up” by collusion and fragmentation of decision making.
A Land Banking-Case: Building Vision for Coastline Villages sharing Infrastructure and Qualities
The Case is based on experiences like those told in HSST (above). It exemplifies how to recreate-, protect-, maintain- and develop qualities of Coastline Villages.
Keep neighboring City-Government with corporate-orientation at a distance if possible. Cities can learn from Concepts of Environmental Villages + "RIMTA"** - to improve qualities of its different City-boroughs/ -districts.
Land Banking-Case focuses on shared infrastructure and environmental qualities. Parallel methodology has been developed, which covers how to build Vision and achieve a Positive Development Syndrome - e.g. engage by co-responsibility, mobilize capital & knowledge - and organize a Collaborative Value Network (CVN) for Impact Investing.
**) Apply Regional Inter-Modal Transport Analysis (RIMTA) for simulating alternative strategies re: use of land/ shorelines/ environmental qualities/ other resources - to achieve infrastructure for "a spread centrality" - for improved access to housing, work, schools, etc. - benefiting the atomist = an individual without influence alone. A "Pptx" attached to the Case offers an overview for discussion. The Case + methodology are shared among Regional Network Partners (RNPs) of Bankier.co. Environmental qualities and large savings can be achieved.
Ocean Strategy - Bottom Up - as an Alternative to Corporate Strategy - Top Down
Representatives of maritime regions and their academia should collaborate, because needs of
owners/enterprisers and investors are similar everywhere – especially in maritime regions.
Alas - Amsterdam, Hamburg and London have already established public catalysts for Impact
Investing-initiatives.
For example: Academia and Maritime Centers can jointly shed light on lacking-/faulty activities, functions and roles – to present pro-active measures and initiatives, which can result in:
- Vocational training at university-level - in Logistics/Regional Inter-Modal Transport Analyses/
- Lower tuitions by Talents’ Action Learning and parallel Case-writing on SMEs, hereunder family-owned firms, as a vital educational tool;
- Real financial reform by scaling up innovative Social Enterprises for Impact Investing – organized as Collaborative Value Networks (CVNs);
- Building of Impartial Competencies in Reconstruction and Debt Relief – to offer the future a better chance.
How do other nations face China’s Road & Belt Strategy?
Should it be done by collaboration between Academia and Chambers of Commerce/Clusters in Maritime Regions?
Can such collaboration result in Vocational Training at University-level by Talents’ Action Learning, which improve- and strengthen relations between maritime regions - for the long run?
Can Social Enterprises for Impact Investing – organized as Collaborative Value Networks (CVNs) - become effective vehicles for financial Innovation – with REACH into the real economies of maritime regions?
Assertion:
Maritime Centers and Academia can- and should focus on basic- and critical infrastructure, vital to the real economies of their own- and other maritime regions - as well as hinterlands.
Why - and how – should be discussed. Bankier.co + the Endowment have already shed light on the topic.
